Investment: This post office scheme will be your support in old age, by depositing 50 rupees daily you will get a fund of 35 lakhs..

Post office schemes are considered to be safe and reliable investment options in India. These schemes have a government guarantee so that investors can get good returns without any risk. One such great scheme is Gram Suraksha Yojana, which is run under the Rural Postal Life Insurance (RPLI) of the post office.

In this scheme, you can create a fund of lakhs of rupees by investing only 50 rupees daily i.e. about 1,500 rupees per month. This scheme is especially beneficial for those who want the benefit of life insurance along with long-term investment.

Who can invest in this scheme?

Any Indian citizen between the ages of 19 to 55 years can invest in this scheme. The investor gets the facility to pay the premium on a monthly, quarterly, half-yearly, or annual basis. In this, a minimum insurance amount of Rs 10,000 and a maximum of Rs 10 lakh can be taken.

If a person takes this policy at the age of 19 and pays a premium of ₹1,515 every month, then he can get a maturity amount of Rs 31.6 lakh to Rs 34.6 lakh at the age of 55 to 60 years. If the investor lives till 80 years, then he is given the entire amount along with a bonus. But if the policyholder dies due to any reason, then this amount is given to his nominee.

Another special thing about this scheme is that it also provides the facility of taking a loan after four years of starting the investment. Also, if three years are completed and the investor does not want to continue the scheme, then he can also surrender the policy. After five years, the bonus is also added to this scheme, which gives more returns to the investor.

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